FINANCIAL AID FOR ADULT STUDENTS
Hello and Welcome,
This web site was
designed to assist adult students in Pennsylvania to find sources of
student aid to attend the colleges and universities of their choice.
The first step is to
fill out the FAFSA (Free Application for Federal Student Aid) form.
It is best to do this online at
www.fafsa.ed.gov A hard copy can be obtained by calling
The next step is to
make an appointment with Financial Aid Office at the institution of
your choice. You will also want to check out their Financial Aid
If you are employed,
check to see if your company has a tuition assistance program. Some
companies advertise their programs well. Others do not.
There are many types
of financial aid:
does not have to be repaid; primarily for undergraduate students.
The amount you will receive will depend on enrollment status, costs
of the institution you plan to attend and Expected Family
Education Opportunity Grant (FSEOG): does not
have to be repaid; for undergraduate with exceptional need; priority
given to Pell Grant recipients.
does not have to be repaid; for undergraduate students who are
enrolled in their first or second academic year in an eligible
program in any field, who have completed a rigorous secondary school
program of study, and who also have at least a 3.0 cumulative GPA
for the first academic year.
National SMART Grant:
does not have to be repaid; stands for “National Science and
Mathematics Access to Retain Talent”; for undergraduate students who
are enrolled in the third or fourth academic year of an eligible
program and pursuing and eligible major with at least a 3.0 GPA.
Federal Work Study
is a need-based program that allows undergraduate and
graduate students to work-part time while enrolled in school either
on-campus or off-campus to earn funds to help pay pay for
borrowed money that must be repaid, interest rate is 5%,
eligibility is based on financial need and availability of funds at
borrowed money that must be repaid; for undergraduate and graduate
students who are enrolled at least half-time; loan amounts are based
on grade level. There are two types of Stafford loans: subsidized
and unsubsidized. You must have financial need to receive a
subsidized loan. Financial need is not a requirement to obtain an
unsubsidized Stafford Loan. The U.S. Department of Education will
pay the interest that accrues on subsidized Stafford Loans during
certain periods. Federal Government sets the fixed interest rate
for the Stafford loan each July 1st.
Education Assistance Agency (PHEAA)
Department of Education (PDE)
Higher Education Foundation
Pennylvania State Scholarships
undergraduate students who are residents of Pennsylvania. The PHEAA
State grant is administered by the Pennsylvania Higher Education
Technology Scholarship Program:
Scholarship and the SciTech Scholarship are both awarded through the
New Economy Technology Scholarship (NETS) Program. These
scholarships make financial aid available if you are an
undergraduate studying in approved technology or science fields.
Access to Higher Education (PATH):
qualifying students additional financial aid via educational grants.
In order to be eligible to receive a PHEAA PATH grant you must first
be awarded a scholarship or grant by a participating PHEAA PATH
Educational Assistance Program:
provides tuition assistance for students who enter into a service
commitment with the Pennsylvania National Guard, typically for a
period of six years.
Gratuity Program: honors
individuals who lost their lives protecting the citizens of this
Commonwealth by providing their children with a waiver of tuition,
fees, and room and board charges. An act was signed into law that
provides financial assistance to children of Pennsylvania police
officers, firefighters, rescue or ambulance squad members,
corrections facility employees or National Guard members who died in
the line of duty after January 1, 1976.
30, 2004, the Governor signed into law an amendment to this Act, to
also include sheriffs, deputy sheriffs, National Guard members and
certain other individuals who are on federal or state active
military duty, are Pennsylvania residents, and who died in the line
of duty since September 11, 2001.
Pennsylvania Higher Education Foundation Scholarships and Loan Forgiveness programs:
grants funds to non-profit public and private nursing schools
operating in the state of Pennsylvania. Check with your school to
see if these funds are available.
of Vocational Rehabilitation (OVR):
a State Agency that helps persons with disabilities help themselves
to prepare for, start, and maintain a career, including funding to
obtain a degree. OVR has fifteen offices located around the State
with over 400 professional vocational rehabilitation counselors.
These counselors work every year with thousands of persons who have
physical, mental, and emotional disabilities.
Community Education Council
Grant - The
community education councils identify, implement and oversee new or
innovative efforts to provide access to post-secondary and higher
education opportunities in educationally underserved communities
within Pennsylvania. The institutionally neutral community education
councils serve their communities across the Commonwealth by
assessing the education and training needs of their community and
partnering with providers to offer educational programs. Programming
includes programs, courses or classes leading to professional,
vocational or occupational certification or licensure, an associate
degree, a bachelor’s degree, a master’s degree, GED preparation,
skill development or skill enhancement for the community workforce
and customized job training for community employers. Further, the
community education councils serve as a vehicle for employment
opportunities, which meet the community’s current and future
economic development needs.
(A word of caution
regarding scholarship searches via Internet: Be aware that there
are sites that do not provide the information you need and will
charge significant amounts of money. You should not have to pay for
The Mary Cone Barrie
Smart Guide to
(philanthropic educational organization)
The P.E.O’s mission is promoting educational
opportunities for women.
The Mary Cone Barrie Scholarship: